Expert Insights: Obstetrician And Gynecologists On Pregnancy & Delivery On Dr. Rachel Oliver


Both becoming pregnant and giving birth are monumental experiences. Studying and planning are necessary steps in getting ready for the birth of your kid, both financially and medically. Dr. Rachel Oliver recommends immediately consulting with an OB/GYN if you are experiencing difficulties obtaining insurance coverage or if you are interested in learning more about the prenatal care options available in your area.

Prenatal Expenses Are Tax-Deductible, But Medical Bills Are Not

It’s important to know what your insurance covers and whether or not it requires you to see a specialist before they will pay for pregnancy. Some insurers may require this, while others don’t. If your plan does not require it, then ask yourself if seeing an OBGYN would benefit you or not.

Pregnancy Can Be Expensive

Pregnancy costs. Before trying to conceive, examine your healthcare expenditures. Many women don’t consider pregnancy costs until they’re pregnant. Fertility treatments and genetic testing may not be covered by your insurance. Insurance may not cover prenatal or postnatal care even if it covers those things.

In addition to the direct medical expenses of pregnancy and delivery, there are indirect costs of raising children, such as childcare and education until adulthood. These indirect costs vary widely depending on where you live about the family members who can help support you.

Prenatal Expenses Are Tax-Deductible, But Medical Bills Are Not

The medical expenditures are not tax deductible, but the costs of prenatal care are. Prenatal care costs might be deducted from your taxes. Regular checkups, ultrasounds, and testing like amniocentesis to detect genetic problems are all part of prenatal care. If in vitro fertilization or other reproductive therapies were used to conceive this child, then these expenses may be tax deductible.

Your Obstetrician May Suggest Family Genetic Testing For Medical Issues

If you’re thinking about having kids, your obstetrician may suggest genetic testing with your family to check for medical issues. Dr. Rachel Oliver Genetic testing can help your family understand their medical history and prepare for future births. Genetic testing determines if you inherited health issues from your parents. This testing can also predict whether a fetus will develop Down syndrome or cystic fibrosis during or after pregnancy.